About the auto insurance coverage

Types of coverage

Law requires you to carry out some coverage on the auto mobiles you own & the choice of coverage depends upon your need.

When you have higher coverage level, you are likely to receive higher coverage.Following are the coverage types available.

Partial coverage

As the name suggests partial coverage covers insurance only to the state of your permanent residence.Public Liability and Property Damage is the another term used for it.

When the auto-mobile is into a damage in collision,it does not cover. Nor does it cover instances of theft or vandalism.It will be your financial obligation & not of your insurance company when your car needs to be repaired or replaced due to damage it has incurred.The premium is also low when compared to that of full coverage.

Full coverage

Car coverage that includes physical damage coverage, i.e. comprehensive as well as collision coverage is termed as full coverage.

With this type of insurance, damages to your vehicle that result from a collision or another incident, such as vandalism and theft, will be covered. You may also receive other benefits such as roadside assistance and windshield repair.